Perry O'Brian - Bangor Bankruptcy Attorneys
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Bankruptcy Attorney in Bangor, Maine

Should I Reaffirm a Debt?

If you have filed for bankruptcy and seek to discharge secured debt, your creditor may come to you while the bankruptcy is still in process and ask if you will enter into a reaffirmation agreement. The reaffirmation agreement is basically a new contract with your creditor, allowing you to keep the property secured by the debt. Before you do, it is probably in your best interest to have the agreement reviewed by an experienced attorney.

At the office of Perry O’Brian, we have handled all types of bankruptcy law matters for individuals and businesses in northern Maine for more than 26 years. We have a strong understanding of the laws and procedures governing bankruptcy filings, and work at all times to make the process as simple and stress free as possible for you. We are committed to being responsive and efficient, answering all calls or e-mails in a timely manner, and seeking to complete your bankruptcy filing with minimal cost.

Helping You Protect Your Rights in a Reaffirmation Agreement

We will handle all matters related to a proposed reaffirmation agreement, carefully reading and explaining the terms to you, and helping you have a clear picture of your obligations under the agreement. Though a reaffirmation agreement may allow you to keep your property, it is of principal benefit to your creditors. We will make certain that you know what you are getting into before you sign on the dotted line.

Contact Our Office

We provide a free initial consultation to every client. To arrange a meeting with an experienced Bangor bankruptcy lawyer, contact us by e-mail or call our office at 207-942-4697 (toll free at 877-900-9857). Installment payment plans are available to help you afford the costs of legal counsel. We are conveniently located in Bangor.


Perry O’Brian is a Member Of: The National Association of Consumer Bankruptcy Attorneys

The Law Office of Perry O’Brian is a federally designated Debt Relief Agency under the United States Bankruptcy Laws. We proudly assist people with finding solutions to their debt problems, including, where appropriate, assisting them with the filing of petitions for relief under the Bankruptcy Code.